Zeitlin Sotheby's International Realty

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Shelter Lending Services has a loan program to fit your individual needs. You'll have flexibility, the best service, and the industry's latest technology to complete your home purchase or refinance.

When you begin house hunting, one of the first questions you'll ask is "How much can I afford?" Our pre-approval program will help you find the answer quickly.

Pre-approval Benefits:

• Save time as you target your search. You won't waste time looking at homes outside your budget. Knowing the maximum mortgage amount you may obtain allows you to shop confidently for a home within your price range.
• Improve negotiations with sellers. Sellers often show preference to the buyer with "assured" financing, knowing that pre-approval often ensures a quicker closing. Once sellers know you're preapproved, they may be more inclined to negotiate price and other contingencies.
• Speed up the final loan approval. Since we obtain much of the required loan documentation at the time you apply for your pre-approval, we'll be able to process your mortgage request more quickly once you have an accepted purchase contract.
• Enjoy peace of mind. Pre-approval removes much of the anxiety formerly associated with shopping for a home. By knowing exactly how much financing is available to you, there's no need to worry about whether or not you will be approved for the loan amount you desire.